Financial Tools For Young People
We pair financial coaching with study of banking, credit, and student loans.
Our programs are designed for college-bound high school students.
Where We Learn
Similar to experiments in a science lab, we learn and practice in financial education labs.
Why We Learn
Because paying for college should be easier and early financial stumbles are preventable.
College grads earn $1,000,000 more than high school grads over their life.
But it takes 18 years to break even on student loans.
Why don’t we give young people a better financial tool set?
What they've said about us
Words from real Money Study students and teachers.
“I've learned that the FAFSA is required for college financial aid. Money Study helped me fill it out, and I qualified for a $12,000 Cal Grant.”Ray JacksonCollege-Bound Senior
“Money Study taught me how to read my credit card bills and build my credit. This is important since a lot of employers ask for credit scores these days.”Sam Murray College Freshman
“Money Study handled FAFSA applications for our seniors. This freed me up to focus on college selection counseling. It was great to have them as a resource.”Alice JohnsonHigh School Counselor
“I feel confident after Money Study. I can calculate credit card APR, set a savings plan, and fill out FAFSA on my own.”Jake SmithCollege Freshman
Reduce Student Borrowing
There is 1.5 trillion dollars of student debt in America. We work to complete FAFSA effectively in order to reduce student borrowing and keep the college dream alive.
One in ten consumers has more than 10 credit cards. We teach that credit is a tool for productivity, not consumption. Students learn about credit scores and responsible credit spending.
You Can Bank On It
57% of Americans have less than $1000 in their savings accounts. We teach the difference between savings and checking, along with developing a plan for financial emergencies.
Let’s Do It Together
We don’t go at this alone. Banks, financial professionals, and community organizations join Money Study to bring extra perspectives and insights to students.
Research shows project based learning is the only effective form of financial literacy. Students design and complete financial education projects in their communities.
Tweaking From The Data
We collect data. A lot of it. We’re constantly measuring and adjusting Money Study to drive outcomes, and we are happy to share our research.